The median home in Bedford, Virginia is valued at $268,143, up 2.5% year over year. Bedford is part of the Lynchburg, VA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$268,143

+2.5%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$53,629 on $268,143

Example: $75,000 household income. Change it above to see your own.

Affordable26.8% of income

Under the 28% guideline.

PITI$1,672

P/I26.8%

Afford$281K

Room+$13K

P&I $1,356Tax $183Ins $133

6.50% 30yr, 20% down, county tax + VA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Virginia

Compare Bedford with other housing markets across Virginia.

Great Falls$1.63M McLean$1.42M Waterford$1.28M Dunn Loring$1.19M Upperville$1.14M Vienna$1.13M Middleburg$1.11M Aldie$1.08M

Full Lynchburg, VA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Lynchburg, VA metro.

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Bedford, VA