Median home value: $390K (+6.2% YoY).
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, explore tracked metros.
Home Value$390,391
+6.2%
AFFORDABILITY6.00% 30yr, 20% down, county tax + VA ins. 28% per HUD.
Enter your income for Cape Charles.
$78,078 on $390,391
Out of reach — 36.4% of income
Need $97,414/yr to afford.
PITI$2,273
P/I36.4%
Afford$301K
Gap-$90K
P&I $1,872Tax $267Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing