The median home in Charles City, Virginia is valued at $275,970, up 0.5% year over year. Charles City is part of the Richmond, VA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$275,970

+0.5%

Prices rising — worse for buyers.

Affordability

Enter your income for Charles City.

Income (annual)

Down Payment

$55,194 on $275,970

Example: $75,000 household income. Change it above to see your own.

Affordable27.5% of income

Under the 28% guideline.

PITI$1,717

P/I27.5%

Afford$281K

Room+$5K

P&I $1,395Tax $189Ins $133

6.50% 30yr, 20% down, county tax + VA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Virginia

Compare Charles City with other housing markets across Virginia.

Great Falls$1.63M McLean$1.42M Waterford$1.28M Dunn Loring$1.19M Upperville$1.14M Vienna$1.13M Middleburg$1.11M Aldie$1.08M

Full Richmond, VA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Richmond, VA metro.

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Charles City, VA