City

CHARLES CITY, VA

Richmond, VA

Median home value: $276K (+0.5% YoY). Part of Richmond, VA.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Richmond, VA metro page.

Home Value$275,970
+0.5%
AFFORDABILITY

Enter your income for Charles City.

$55,194 on $275,970
Affordable — 26.3% of income

Under the 28% guideline.

PITI$1,646
P/I26.3%
Afford$293K
Room+$17K
P&I $1,324Tax $189Ins $133
6.00% 30yr, 20% down, county tax + VA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Charles City Housing Market | CrashWatch