Median home value: $504K (+0.6% YoY). Rent: $1,924/mo. Price-to-rent: 21.8x. Part of Charlottesville, VA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Charlottesville, VA metro page.
Home Value$503,578
+0.6%
Rent$1,924/mo
AFFORDABILITYRenting $969/mo cheaper ($1,924 rent)6.00% 30yr, 20% down, county tax + VA ins. 28% per HUD.
Enter your income for Charlottesville.
$100,716 on $503,578
Out of reach — 46.3% of income
Need $123,986/yr to afford.
PITI$2,893
P/I46.3%
Afford$305K
Gap-$199K
P&I $2,415Tax $344Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing