The median home in Chester, Virginia is valued at $380,528, up 1.5% year over year. Typical monthly rent is $1,720, producing a price-to-rent ratio of 18.4x — near the national average of 18x. Chester is part of the Richmond, VA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Richmond, VA stress score, crash risk, and 12-month forecast →
Home Value$380,528
+1.5%
Rent$1,720/mo
AFFORDABILITYRenting $598/mo cheaper ($1,720 rent)6.50% 30yr, 20% down, county tax + VA ins. 28% per HUD.
Enter your income for Chester.
$76,106 on $380,528
Out of reach — 37.1% of income
Need $99,343/yr to afford.
PITI$2,318
P/I37.1%
Afford$287K
Gap-$93K
P&I $1,924Tax $260Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Virginia
Compare Chester with other housing markets across Virginia.
Full Richmond, VA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Richmond, VA metro.
View Richmond, VA metro →