The median home in Chester, Virginia is valued at $380,528, up 1.5% year over year. Typical monthly rent is $1,720, producing a price-to-rent ratio of 18.4x — near the national average of 18x. Chester is part of the Richmond, VA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$380,528

+1.5%

Rent$1,720/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$76,106 on $380,528

Example: $75,000 household income. Change it above to see your own.

Out of reach37.1% of income

Need $99,343/yr to afford.

PITI$2,318

P/I37.1%

Afford$287K

Gap-$93K

P&I $1,924Tax $260Ins $133

Renting $598/mo cheaper ($1,720 rent)6.50% 30yr, 20% down, county tax + VA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Virginia

Compare Chester with other housing markets across Virginia.

Great Falls$1.63M McLean$1.42M Waterford$1.28M Dunn Loring$1.19M Upperville$1.14M Vienna$1.13M Middleburg$1.11M Aldie$1.08M

Full Richmond, VA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Richmond, VA metro.

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Chester, VA