The median home in Chesterfield, Virginia is valued at $401,601, up 1.3% year over year. Typical monthly rent is $1,812, producing a price-to-rent ratio of 18.5x — near the national average of 18x. Chesterfield is part of the Richmond, VA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$401,601
+1.3%
Rent$1,812/mo
AFFORDABILITYRenting $626/mo cheaper ($1,812 rent)6.50% 30yr, 20% down, county tax + VA ins. 28% per HUD.
Enter your income for Chesterfield.
$80,320 on $401,601
Out of reach — 39% of income
Need $104,486/yr to afford.
PITI$2,438
P/I39%
Afford$288K
Gap-$113K
P&I $2,031Tax $274Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Virginia
Compare Chesterfield with other housing markets across Virginia.
Full Richmond, VA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Richmond, VA metro.
View Richmond, VA metro →