The median home in Chesterfield, Virginia is valued at $401,601, up 1.3% year over year. Typical monthly rent is $1,812, producing a price-to-rent ratio of 18.5x — near the national average of 18x. Chesterfield is part of the Richmond, VA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$401,601

+1.3%

Rent$1,812/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Chesterfield.

Income (annual)

Down Payment

$80,320 on $401,601

Example: $75,000 household income. Change it above to see your own.

Out of reach39% of income

Need $104,486/yr to afford.

PITI$2,438

P/I39%

Afford$288K

Gap-$113K

P&I $2,031Tax $274Ins $133

Renting $626/mo cheaper ($1,812 rent)6.50% 30yr, 20% down, county tax + VA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Virginia

Compare Chesterfield with other housing markets across Virginia.

Great Falls$1.63M McLean$1.42M Waterford$1.28M Dunn Loring$1.19M Upperville$1.14M Vienna$1.13M Middleburg$1.11M Aldie$1.08M

Full Richmond, VA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Richmond, VA metro.

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Chesterfield, VA