Median home value: $402K (+1.3% YoY). Rent: $1,812/mo. Price-to-rent: 18.5x. Part of Richmond, VA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Richmond, VA metro page.
Home Value$401,601
+1.3%
Rent$1,812/mo
AFFORDABILITYRenting $522/mo cheaper ($1,812 rent)6.00% 30yr, 20% down, county tax + VA ins. 28% per HUD.
Enter your income for Chesterfield.
$80,320 on $401,601
Out of reach — 37.3% of income
Need $100,029/yr to afford.
PITI$2,334
P/I37.3%
Afford$301K
Gap-$100K
P&I $1,926Tax $274Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing