Median home value: $322K (+1.6% YoY). Part of Richmond, VA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Richmond, VA metro page.
Home Value$321,723
+1.6%
AFFORDABILITY6.00% 30yr, 20% down, county tax + VA ins. 28% per HUD.
Enter your income for Columbia.
$64,345 on $321,723
Stretch — 30.3% of income
Above 28% but manageable with cuts.
PITI$1,896
P/I30.3%
Afford$297K
Gap-$25K
P&I $1,543Tax $220Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing