The median home in Columbia, Virginia is valued at $321,723, up 1.6% year over year. Columbia is part of the Richmond, VA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$321,723

+1.6%

Prices rising — worse for buyers.

Affordability

Enter your income for Columbia.

Income (annual)

Down Payment

$64,345 on $321,723

Example: $75,000 household income. Change it above to see your own.

Stretch31.7% of income

Above 28% but manageable with cuts.

PITI$1,980

P/I31.7%

Afford$284K

Gap-$37K

P&I $1,627Tax $220Ins $133

6.50% 30yr, 20% down, county tax + VA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Virginia

Compare Columbia with other housing markets across Virginia.

Great Falls$1.63M McLean$1.42M Waterford$1.28M Dunn Loring$1.19M Upperville$1.14M Vienna$1.13M Middleburg$1.11M Aldie$1.08M

Full Richmond, VA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Richmond, VA metro.

View Richmond, VA metro

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Columbia, VA