The median home in Culpeper, Virginia is valued at $441,413, up 3.0% year over year. Typical monthly rent is $1,980, producing a price-to-rent ratio of 18.6x — near the national average of 18x. Culpeper is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$441,413

+3.0%

Rent$1,980/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Culpeper.

Income (annual)

Down Payment

$88,283 on $441,413

Example: $75,000 household income. Change it above to see your own.

Out of reach42.7% of income

Need $114,300/yr to afford.

PITI$2,667

P/I42.7%

Afford$290K

Gap-$152K

P&I $2,232Tax $302Ins $133

Renting $687/mo cheaper ($1,980 rent)6.50% 30yr, 20% down, county tax + VA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Virginia

Compare Culpeper with other housing markets across Virginia.

Great Falls$1.63M McLean$1.42M Waterford$1.28M Dunn Loring$1.19M Upperville$1.14M Vienna$1.13M Middleburg$1.11M Aldie$1.08M

Full Washington-Arlington-Alexandria, DC-VA-MD-WV analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Washington-Arlington-Alexandria, DC-VA-MD-WV metro.

View Washington-Arlington-Alexandria, DC-VA-MD-WV metro

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Culpeper, VA