The median home in Culpeper, Virginia is valued at $441,413, up 3.0% year over year. Typical monthly rent is $1,980, producing a price-to-rent ratio of 18.6x — near the national average of 18x. Culpeper is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$441,413
+3.0%
Rent$1,980/mo
AFFORDABILITYRenting $687/mo cheaper ($1,980 rent)6.50% 30yr, 20% down, county tax + VA ins. 28% per HUD.
Enter your income for Culpeper.
$88,283 on $441,413
Out of reach — 42.7% of income
Need $114,300/yr to afford.
PITI$2,667
P/I42.7%
Afford$290K
Gap-$152K
P&I $2,232Tax $302Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Virginia
Compare Culpeper with other housing markets across Virginia.
Full Washington-Arlington-Alexandria, DC-VA-MD-WV analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Washington-Arlington-Alexandria, DC-VA-MD-WV metro.
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