The median home in Fredericksburg, Virginia is valued at $469,915, up 1.0% year over year. Typical monthly rent is $1,965, producing a price-to-rent ratio of 19.9x — near the national average of 18x. Fredericksburg is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$469,915

+1.0%

Rent$1,965/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Fredericksburg.

Income (annual)

Down Payment

$93,983 on $469,915

Example: $75,000 household income. Change it above to see your own.

Out of reach45.3% of income

Need $121,329/yr to afford.

PITI$2,831

P/I45.3%

Afford$290K

Gap-$179K

P&I $2,376Tax $321Ins $133

Renting $866/mo cheaper ($1,965 rent)6.50% 30yr, 20% down, county tax + VA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Virginia

Compare Fredericksburg with other housing markets across Virginia.

Great Falls$1.63M McLean$1.42M Waterford$1.28M Dunn Loring$1.19M Upperville$1.14M Vienna$1.13M Middleburg$1.11M Aldie$1.08M

Full Washington-Arlington-Alexandria, DC-VA-MD-WV analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Washington-Arlington-Alexandria, DC-VA-MD-WV metro.

View Washington-Arlington-Alexandria, DC-VA-MD-WV metro

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Fredericksburg, VA