The median home in Gainesville, Virginia is valued at $743,154, up 1.4% year over year. Typical monthly rent is $2,839, producing a price-to-rent ratio of 21.8x — well above the national average of 18x. Gainesville is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Washington-Arlington-Alexandria, DC-VA-MD-WV stress score, crash risk, and 12-month forecast →

Home Value$743,154

+1.4%

Rent$2,839/mo

AFFORDABILITY

Enter your income for Gainesville.

Income (annual)

Down Payment

$148,631 on $743,154

Out of reach — 70.4% of income

Need $188,529/yr to afford.

PITI$4,399

P/I70.4%

Afford$296K

Gap-$448K

P&I $3,758Tax $508Ins $133

Renting $1,560/mo cheaper ($2,839 rent)6.50% 30yr, 20% down, county tax + VA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Virginia

Compare Gainesville with other housing markets across Virginia.

Great Falls$1629K McLean$1425K Waterford$1278K Dunn Loring$1188K Upperville$1141K Vienna$1132K Middleburg$1114K Aldie$1081K

Full Washington-Arlington-Alexandria, DC-VA-MD-WV analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Washington-Arlington-Alexandria, DC-VA-MD-WV metro.

View Washington-Arlington-Alexandria, DC-VA-MD-WV metro →

GAINESVILLE, VA