City

HOWARDSVILLE, VA

Charlottesville, VA

Median home value: $268K (-3.2% YoY). Part of Charlottesville, VA.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Charlottesville, VA metro page.

Home Value$267,631
-3.2%
AFFORDABILITY

Enter your income for Howardsville.

$53,526 on $267,631
Affordable — 25.6% of income

Under the 28% guideline.

PITI$1,600
P/I25.6%
Afford$293K
Room+$25K
P&I $1,284Tax $183Ins $133
6.00% 30yr, 20% down, county tax + VA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Howardsville Housing Market | CrashWatch