Median home value: $321K (+3.0% YoY).
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, explore tracked metros.
Home Value$321,134
+3.0%
AFFORDABILITY6.00% 30yr, 20% down, county tax + VA ins. 28% per HUD.
Enter your income for Lancaster.
$64,227 on $321,134
Stretch — 30.3% of income
Above 28% but manageable with cuts.
PITI$1,893
P/I30.3%
Afford$297K
Gap-$24K
P&I $1,540Tax $219Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing