Median home value: $365K (+1.3% YoY).
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, explore tracked metros.
Home Value$364,643
+1.3%
AFFORDABILITY6.00% 30yr, 20% down, county tax + VA ins. 28% per HUD.
Enter your income for Louisa.
$72,929 on $364,643
Stretch — 34.1% of income
Above 28% but manageable with cuts.
PITI$2,131
P/I34.1%
Afford$299K
Gap-$65K
P&I $1,749Tax $249Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing