City

LOUISA, VA

The median home in Louisa, Virginia is valued at $364,643, up 1.3% year over year.

Home Value$364,643
+1.3%
AFFORDABILITY

Enter your income for Louisa.

$72,929 on $364,643
Stretch — 35.6% of income

Above 28% but manageable with cuts.

PITI$2,226
P/I35.6%
Afford$287K
Gap-$78K
P&I $1,844Tax $249Ins $133
6.50% 30yr, 20% down, county tax + VA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Virginia

Compare Louisa with other housing markets across Virginia.