The median home in Lovingston, Virginia is valued at $303,962, up 3.5% year over year. Lovingston is part of the Charlottesville, VA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$303,962

+3.5%

Prices rising — worse for buyers.

Affordability

Enter your income for Lovingston.

Income (annual)

Down Payment

$60,792 on $303,962

Example: $75,000 household income. Change it above to see your own.

Stretch30% of income

Above 28% but manageable with cuts.

PITI$1,878

P/I30%

Afford$283K

Gap-$21K

P&I $1,537Tax $208Ins $133

6.50% 30yr, 20% down, county tax + VA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Virginia

Compare Lovingston with other housing markets across Virginia.

Great Falls$1.63M McLean$1.42M Waterford$1.28M Dunn Loring$1.19M Upperville$1.14M Vienna$1.13M Middleburg$1.11M Aldie$1.08M

Full Charlottesville, VA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Charlottesville, VA metro.

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Lovingston, VA