The median home in Lovingston, Virginia is valued at $303,962, up 3.5% year over year. Lovingston is part of the Charlottesville, VA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Charlottesville, VA stress score, crash risk, and 12-month forecast →
Home Value$303,962
+3.5%
AFFORDABILITY6.50% 30yr, 20% down, county tax + VA ins. 28% per HUD.
Enter your income for Lovingston.
$60,792 on $303,962
Stretch — 30% of income
Above 28% but manageable with cuts.
PITI$1,878
P/I30%
Afford$283K
Gap-$21K
P&I $1,537Tax $208Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Virginia
Compare Lovingston with other housing markets across Virginia.
Full Charlottesville, VA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Charlottesville, VA metro.
View Charlottesville, VA metro →