Median home value: $304K (+3.5% YoY). Part of Charlottesville, VA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Charlottesville, VA metro page.
Home Value$303,962
+3.5%
AFFORDABILITY6.00% 30yr, 20% down, county tax + VA ins. 28% per HUD.
Enter your income for Lovingston.
$60,792 on $303,962
Stretch — 28.8% of income
Above 28% but manageable with cuts.
PITI$1,799
P/I28.8%
Afford$296K
Gap-$8K
P&I $1,458Tax $208Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing