The median home in Lynchburg, Virginia is valued at $255,865, up 0.5% year over year. Typical monthly rent is $1,328, producing a price-to-rent ratio of 16.1x — near the national average of 18x. Lynchburg is part of the Lynchburg, VA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$255,865
+0.5%
Rent$1,328/mo
AFFORDABILITYRenting $274/mo cheaper ($1,328 rent)6.50% 30yr, 20% down, county tax + VA ins. 28% per HUD.
Enter your income for Lynchburg.
$51,173 on $255,865
Affordable — 25.6% of income
Under the 28% guideline.
PITI$1,602
P/I25.6%
Afford$280K
Room+$24K
P&I $1,294Tax $175Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Lynchburg, VA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Lynchburg, VA metro.
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