The median home in Lynchburg, Virginia is valued at $255,865, up 0.5% year over year. Typical monthly rent is $1,328, producing a price-to-rent ratio of 16.1x — near the national average of 18x. Lynchburg is part of the Lynchburg, VA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$255,865

+0.5%

Rent$1,328/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Lynchburg.

Income (annual)

Down Payment

$51,173 on $255,865

Example: $75,000 household income. Change it above to see your own.

Affordable25.6% of income

Under the 28% guideline.

PITI$1,602

P/I25.6%

Afford$280K

Room+$24K

P&I $1,294Tax $175Ins $133

Renting $274/mo cheaper ($1,328 rent)6.50% 30yr, 20% down, county tax + VA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Virginia

Compare Lynchburg with other housing markets across Virginia.

Great Falls$1.63M McLean$1.42M Waterford$1.28M Dunn Loring$1.19M Upperville$1.14M Vienna$1.13M Middleburg$1.11M Aldie$1.08M

Full Lynchburg, VA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Lynchburg, VA metro.

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