Median home value: $429K (+2.6% YoY). Rent: $2,076/mo. Price-to-rent: 17.2x. Part of Richmond, VA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Richmond, VA metro page.
Home Value$429,177
+2.6%
Rent$2,076/mo
AFFORDABILITYRenting $409/mo cheaper ($2,076 rent)6.00% 30yr, 20% down, county tax + VA ins. 28% per HUD.
Enter your income for Mechanicsville.
$85,835 on $429,177
Out of reach — 39.8% of income
Need $106,500/yr to afford.
PITI$2,485
P/I39.8%
Afford$302K
Gap-$127K
P&I $2,059Tax $293Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing