The median home in Midlothian, Virginia is valued at $455,335, up 1.5% year over year. Typical monthly rent is $2,034, producing a price-to-rent ratio of 18.7x — near the national average of 18x. Midlothian is part of the Richmond, VA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$455,335
+1.5%
Rent$2,034/mo
AFFORDABILITYRenting $713/mo cheaper ($2,034 rent)6.50% 30yr, 20% down, county tax + VA ins. 28% per HUD.
Enter your income for Midlothian.
$91,067 on $455,335
Out of reach — 44% of income
Need $117,729/yr to afford.
PITI$2,747
P/I44%
Afford$290K
Gap-$165K
P&I $2,302Tax $311Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Virginia
Compare Midlothian with other housing markets across Virginia.
Full Richmond, VA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Richmond, VA metro.
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