Median home value: $264K (+1.9% YoY).
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, explore tracked metros.
Home Value$263,564
+1.9%
AFFORDABILITY6.00% 30yr, 20% down, county tax + VA ins. 28% per HUD.
Enter your income for Monterey.
$52,713 on $263,564
Affordable — 25.2% of income
Under the 28% guideline.
PITI$1,578
P/I25.2%
Afford$292K
Room+$29K
P&I $1,264Tax $180Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing