The median home in Montpelier, Virginia is valued at $449,000, up 0.5% year over year. Montpelier is part of the Richmond, VA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Richmond, VA stress score, crash risk, and 12-month forecast →

Home Value$449,000

+0.5%

AFFORDABILITY

Enter your income for Montpelier.

Income (annual)

Down Payment

$89,800 on $449,000

Out of reach — 43.4% of income

Need $116,186/yr to afford.

PITI$2,711

P/I43.4%

Afford$290K

Gap-$159K

P&I $2,270Tax $307Ins $133

6.50% 30yr, 20% down, county tax + VA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Virginia

Compare Montpelier with other housing markets across Virginia.

Great Falls$1629K McLean$1425K Waterford$1278K Dunn Loring$1188K Upperville$1141K Vienna$1132K Middleburg$1114K Aldie$1081K

Full Richmond, VA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Richmond, VA metro.

View Richmond, VA metro →

MONTPELIER, VA