The median home in North Garden, Virginia is valued at $494,133, up 1.6% year over year. North Garden is part of the Charlottesville, VA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Charlottesville, VA stress score, crash risk, and 12-month forecast →
Home Value$494,133
+1.6%
AFFORDABILITY6.50% 30yr, 20% down, county tax + VA ins. 28% per HUD.
Enter your income for North Garden.
$98,827 on $494,133
Out of reach — 47.5% of income
Need $127,286/yr to afford.
PITI$2,970
P/I47.5%
Afford$291K
Gap-$203K
P&I $2,499Tax $338Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Charlottesville, VA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Charlottesville, VA metro.
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