Median home value: $370K (-0.1% YoY). Rent: $1,950/mo. Price-to-rent: 15.8x. Part of Charlottesville, VA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Charlottesville, VA metro page.
Home Value$369,525
-0.1%
Rent$1,950/mo
AFFORDABILITYRenting $208/mo cheaper ($1,950 rent)6.00% 30yr, 20% down, county tax + VA ins. 28% per HUD.
Enter your income for Palmyra.
$73,905 on $369,525
Stretch — 34.5% of income
Above 28% but manageable with cuts.
PITI$2,158
P/I34.5%
Afford$300K
Gap-$70K
P&I $1,772Tax $253Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing