The median home in Portsmouth, Virginia is valued at $254,302, down 0.7% year over year. Typical monthly rent is $1,565, producing a price-to-rent ratio of 13.5x — below the national average of 18x. Portsmouth is part of the Virginia Beach-Norfolk-Newport News, VA-NC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$254,302

-0.7%

Rent$1,565/mo

Prices falling — better for buyers.

Affordability

Enter your income for Portsmouth.

Income (annual)

Down Payment

$50,860 on $254,302

Example: $75,000 household income. Change it above to see your own.

Affordable25.5% of income

Under the 28% guideline.

PITI$1,593

P/I25.5%

Afford$279K

Room+$25K

P&I $1,286Tax $174Ins $133

Renting $28/mo cheaper ($1,565 rent)6.50% 30yr, 20% down, county tax + VA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Virginia

Compare Portsmouth with other housing markets across Virginia.

Great Falls$1.63M McLean$1.42M Waterford$1.28M Dunn Loring$1.19M Upperville$1.14M Vienna$1.13M Middleburg$1.11M Aldie$1.08M

Full Virginia Beach-Norfolk-Newport News, VA-NC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Virginia Beach-Norfolk-Newport News, VA-NC metro.

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Portsmouth, VA