The median home in Portsmouth, Virginia is valued at $254,302, down 0.7% year over year. Typical monthly rent is $1,565, producing a price-to-rent ratio of 13.5x — below the national average of 18x. Portsmouth is part of the Virginia Beach-Norfolk-Newport News, VA-NC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$254,302
-0.7%
Rent$1,565/mo
AFFORDABILITYRenting $28/mo cheaper ($1,565 rent)6.50% 30yr, 20% down, county tax + VA ins. 28% per HUD.
Enter your income for Portsmouth.
$50,860 on $254,302
Affordable — 25.5% of income
Under the 28% guideline.
PITI$1,593
P/I25.5%
Afford$279K
Room+$25K
P&I $1,286Tax $174Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Virginia
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Full Virginia Beach-Norfolk-Newport News, VA-NC analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Virginia Beach-Norfolk-Newport News, VA-NC metro.
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