City

RICHMOND, VA

Richmond, VA

Median home value: $358K (+1.0% YoY). Rent: $1,547/mo. Price-to-rent: 19.3x. Part of Richmond, VA.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Richmond, VA metro page.

Home Value$357,611
+1.0%
Rent$1,547/mo
AFFORDABILITY

Enter your income for Richmond.

$71,522 on $357,611
Stretch — 33.5% of income

Above 28% but manageable with cuts.

PITI$2,093
P/I33.5%
Afford$299K
Gap-$59K
P&I $1,715Tax $244Ins $133
Renting $546/mo cheaper ($1,547 rent)6.00% 30yr, 20% down, county tax + VA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Richmond Housing Market | CrashWatch