The median home in Richmond, Virginia is valued at $357,611, up 1.0% year over year. Typical monthly rent is $1,547, producing a price-to-rent ratio of 19.3x — near the national average of 18x. Richmond is part of the Richmond, VA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Richmond, VA stress score, crash risk, and 12-month forecast →
Home Value$357,611
+1.0%
Rent$1,547/mo
AFFORDABILITYRenting $639/mo cheaper ($1,547 rent)6.50% 30yr, 20% down, county tax + VA ins. 28% per HUD.
Enter your income for Richmond.
$71,522 on $357,611
Stretch — 35% of income
Above 28% but manageable with cuts.
PITI$2,186
P/I35%
Afford$286K
Gap-$71K
P&I $1,808Tax $244Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Virginia
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Full Richmond, VA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Richmond, VA metro.
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