The median home in Richmond, Virginia is valued at $357,611, up 1.0% year over year. Typical monthly rent is $1,547, producing a price-to-rent ratio of 19.3x — near the national average of 18x. Richmond is part of the Richmond, VA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$357,611

+1.0%

Rent$1,547/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Richmond.

Income (annual)

Down Payment

$71,522 on $357,611

Example: $75,000 household income. Change it above to see your own.

Stretch35% of income

Above 28% but manageable with cuts.

PITI$2,186

P/I35%

Afford$286K

Gap-$71K

P&I $1,808Tax $244Ins $133

Renting $639/mo cheaper ($1,547 rent)6.50% 30yr, 20% down, county tax + VA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Virginia

Compare Richmond with other housing markets across Virginia.

Great Falls$1.63M McLean$1.42M Waterford$1.28M Dunn Loring$1.19M Upperville$1.14M Vienna$1.13M Middleburg$1.11M Aldie$1.08M

Full Richmond, VA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Richmond, VA metro.

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