Median home value: $387K (+2.2% YoY). Part of Charlottesville, VA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Charlottesville, VA metro page.
Home Value$386,682
+2.2%
AFFORDABILITY6.00% 30yr, 20% down, county tax + VA ins. 28% per HUD.
Enter your income for Ruckersville.
$77,336 on $386,682
Stretch — 36% of income
Above 28% but manageable with cuts.
PITI$2,252
P/I36%
Afford$300K
Gap-$86K
P&I $1,855Tax $264Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing