Median home value: $332K (+0.3% YoY). Part of Charlottesville, VA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Charlottesville, VA metro page.
Home Value$331,759
+0.3%
AFFORDABILITY6.00% 30yr, 20% down, county tax + VA ins. 28% per HUD.
Enter your income for Scottsville.
$66,352 on $331,759
Stretch — 31.2% of income
Above 28% but manageable with cuts.
PITI$1,951
P/I31.2%
Afford$298K
Gap-$34K
P&I $1,591Tax $227Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing