City

SHIPMAN, VA

Charlottesville, VA

Median home value: $238K (+1.4% YoY). Part of Charlottesville, VA.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Charlottesville, VA metro page.

Home Value$237,706
+1.4%
AFFORDABILITY

Enter your income for Shipman.

$47,541 on $237,706
Affordable — 23% of income

Under the 28% guideline.

PITI$1,436
P/I23%
Afford$290K
Room+$52K
P&I $1,140Tax $162Ins $133
6.00% 30yr, 20% down, county tax + VA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Shipman Housing Market | CrashWatch