Median home value: $386K (+1.6% YoY). Rent: $2,300/mo. Price-to-rent: 14.0x. Part of Virginia Beach-Norfolk-Newport News, VA-NC.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Virginia Beach-Norfolk-Newport News, VA-NC metro page.
Home Value$386,494
+1.6%
Rent$2,300/mo
AFFORDABILITYBuying $49/mo cheaper ($2,300 rent)6.00% 30yr, 20% down, county tax + VA ins. 28% per HUD.
Enter your income for Smithfield.
$77,299 on $386,494
Stretch — 36% of income
Above 28% but manageable with cuts.
PITI$2,251
P/I36%
Afford$300K
Gap-$86K
P&I $1,854Tax $264Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing