The median home in Smithfield, Virginia is valued at $386,494, up 1.6% year over year. Typical monthly rent is $2,300, producing a price-to-rent ratio of 14x — below the national average of 18x. Smithfield is part of the Virginia Beach-Norfolk-Newport News, VA-NC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$386,494

+1.6%

Rent$2,300/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$77,299 on $386,494

Example: $75,000 household income. Change it above to see your own.

Out of reach37.6% of income

Need $100,800/yr to afford.

PITI$2,352

P/I37.6%

Afford$288K

Gap-$99K

P&I $1,954Tax $264Ins $133

Renting $52/mo cheaper ($2,300 rent)6.50% 30yr, 20% down, county tax + VA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Virginia

Compare Smithfield with other housing markets across Virginia.

Great Falls$1.63M McLean$1.42M Waterford$1.28M Dunn Loring$1.19M Upperville$1.14M Vienna$1.13M Middleburg$1.11M Aldie$1.08M

Full Virginia Beach-Norfolk-Newport News, VA-NC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Virginia Beach-Norfolk-Newport News, VA-NC metro.

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Smithfield, VA