Median home value: $142K (-10.9% YoY). Part of Martinsville, VA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Martinsville, VA metro page.
Home Value$142,359
-10.9%
AFFORDABILITY6.00% 30yr, 20% down, county tax + VA ins. 28% per HUD.
Enter your income for Spencer.
$28,472 on $142,359
Affordable — 14.6% of income
Under the 28% guideline.
PITI$913
P/I14.6%
Afford$273K
Room+$131K
P&I $683Tax $97Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing