Median home value: $419K (+0.8% YoY). Rent: $1,917/mo. Price-to-rent: 18.2x. Part of Washington-Arlington-Alexandria, DC-VA-MD-WV.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Washington-Arlington-Alexandria, DC-VA-MD-WV metro page.
Home Value$419,354
+0.8%
Rent$1,917/mo
AFFORDABILITYRenting $514/mo cheaper ($1,917 rent)6.00% 30yr, 20% down, county tax + VA ins. 28% per HUD.
Enter your income for Spotsylvania.
$83,871 on $419,354
Out of reach — 38.9% of income
Need $104,186/yr to afford.
PITI$2,431
P/I38.9%
Afford$302K
Gap-$117K
P&I $2,011Tax $287Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing