Median home value: $420K (+0.5% YoY). Rent: $2,110/mo. Price-to-rent: 16.6x. Part of Winchester, VA-WV.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Winchester, VA-WV metro page.
Home Value$420,215
+0.5%
Rent$2,110/mo
AFFORDABILITYRenting $326/mo cheaper ($2,110 rent)6.00% 30yr, 20% down, county tax + VA ins. 28% per HUD.
Enter your income for Stephens City.
$84,043 on $420,215
Out of reach — 39% of income
Need $104,400/yr to afford.
PITI$2,436
P/I39%
Afford$302K
Gap-$118K
P&I $2,016Tax $287Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing