The median home in Stephenson, Virginia is valued at $450,408, up 0.8% year over year. Stephenson is part of the Winchester, VA-WV metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Winchester, VA-WV stress score, crash risk, and 12-month forecast →

Home Value$450,408

+0.8%

AFFORDABILITY

Enter your income for Stephenson.

Income (annual)

Down Payment

$90,082 on $450,408

Out of reach — 43.5% of income

Need $116,529/yr to afford.

PITI$2,719

P/I43.5%

Afford$290K

Gap-$161K

P&I $2,278Tax $308Ins $133

6.50% 30yr, 20% down, county tax + VA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Virginia

Compare Stephenson with other housing markets across Virginia.

Great Falls$1629K McLean$1425K Waterford$1278K Dunn Loring$1188K Upperville$1141K Vienna$1132K Middleburg$1114K Aldie$1081K

Full Winchester, VA-WV analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Winchester, VA-WV metro.

View Winchester, VA-WV metro →

STEPHENSON, VA