The median home in Winchester, Virginia is valued at $391,314, up 1.5% year over year. Typical monthly rent is $1,664, producing a price-to-rent ratio of 19.6x — near the national average of 18x. Winchester is part of the Winchester, VA-WV metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$391,314

+1.5%

Rent$1,664/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$78,263 on $391,314

Example: $75,000 household income. Change it above to see your own.

Out of reach38.1% of income

Need $101,957/yr to afford.

PITI$2,379

P/I38.1%

Afford$288K

Gap-$103K

P&I $1,979Tax $267Ins $133

Renting $715/mo cheaper ($1,664 rent)6.50% 30yr, 20% down, county tax + VA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Virginia

Compare Winchester with other housing markets across Virginia.

Great Falls$1.63M McLean$1.42M Waterford$1.28M Dunn Loring$1.19M Upperville$1.14M Vienna$1.13M Middleburg$1.11M Aldie$1.08M

Full Winchester, VA-WV analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Winchester, VA-WV metro.

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