The median home in Winchester, Virginia is valued at $391,314, up 1.5% year over year. Typical monthly rent is $1,664, producing a price-to-rent ratio of 19.6x — near the national average of 18x. Winchester is part of the Winchester, VA-WV metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$391,314
+1.5%
Rent$1,664/mo
AFFORDABILITYRenting $715/mo cheaper ($1,664 rent)6.50% 30yr, 20% down, county tax + VA ins. 28% per HUD.
Enter your income for Winchester.
$78,263 on $391,314
Out of reach — 38.1% of income
Need $101,957/yr to afford.
PITI$2,379
P/I38.1%
Afford$288K
Gap-$103K
P&I $1,979Tax $267Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Winchester, VA-WV analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Winchester, VA-WV metro.
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