Median home value: $280K (+2.2% YoY).
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, explore tracked metros.
Home Value$280,240
+2.2%
AFFORDABILITY6.00% 30yr, 20% down, county tax + VT ins. 28% per HUD.
Enter your income for Albany.
$56,048 on $280,240
Stretch — 30.2% of income
Above 28% but manageable with cuts.
PITI$1,888
P/I30.2%
Afford$260K
Gap-$20K
P&I $1,344Tax $444Ins $100
Home Buying Kit For Dummies (2025)Financing, negotiation, closing