Median home value: $293K (+2.4% YoY).
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, explore tracked metros.
Home Value$293,005
+2.4%
AFFORDABILITY6.00% 30yr, 20% down, county tax + VT ins. 28% per HUD.
Enter your income for Derby.
$58,601 on $293,005
Stretch — 31.5% of income
Above 28% but manageable with cuts.
PITI$1,969
P/I31.5%
Afford$260K
Gap-$33K
P&I $1,405Tax $464Ins $100
Home Buying Kit For Dummies (2025)Financing, negotiation, closing