The median home in Hartford, Vermont is valued at $409,000, up 4.1% year over year. Typical monthly rent is $2,225, producing a price-to-rent ratio of 15.3x — near the national average of 18x. Hartford is part of the Lebanon, NH-VT metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Lebanon, NH-VT stress score, crash risk, and 12-month forecast →
Home Value$409,000
+4.1%
Rent$2,225/mo
AFFORDABILITYRenting $591/mo cheaper ($2,225 rent)6.50% 30yr, 20% down, county tax + VT ins. 28% per HUD.
Enter your income for Hartford.
$81,800 on $409,000
Out of reach — 45.1% of income
Need $120,686/yr to afford.
PITI$2,816
P/I45.1%
Afford$254K
Gap-$155K
P&I $2,068Tax $648Ins $100
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Vermont
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Full Lebanon, NH-VT analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Lebanon, NH-VT metro.
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