The median home in Hartford, Vermont is valued at $409,000, up 4.1% year over year. Typical monthly rent is $2,225, producing a price-to-rent ratio of 15.3x — near the national average of 18x. Hartford is part of the Lebanon, NH-VT metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$409,000

+4.1%

Rent$2,225/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Hartford.

Income (annual)

Down Payment

$81,800 on $409,000

Example: $75,000 household income. Change it above to see your own.

Out of reach45.1% of income

Need $120,686/yr to afford.

PITI$2,816

P/I45.1%

Afford$254K

Gap-$155K

P&I $2,068Tax $648Ins $100

Renting $591/mo cheaper ($2,225 rent)6.50% 30yr, 20% down, county tax + VT ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Vermont

Compare Hartford with other housing markets across Vermont.

Stowe$1.04M Charlotte$822K Landgrove$789K Norwich$760K Dorset$717K Stratton$695K Woodstock$693K Pomfret$679K

Full Lebanon, NH-VT analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Lebanon, NH-VT metro.

View Lebanon, NH-VT metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Hartford, VT