The median home in Bay City, Wisconsin is valued at $305,747, up 4.5% year over year. Bay City is part of the Minneapolis-St. Paul-Bloomington, MN-WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$305,747

+4.5%

Prices rising — worse for buyers.

Affordability

Enter your income for Bay City.

Income (annual)

Down Payment

$61,149 on $305,747

Example: $75,000 household income. Change it above to see your own.

Stretch33.9% of income

Above 28% but manageable with cuts.

PITI$2,117

P/I33.9%

Afford$253K

Gap-$53K

P&I $1,546Tax $471Ins $100

6.50% 30yr, 20% down, county tax + WI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Wisconsin

Compare Bay City with other housing markets across Wisconsin.

Oconomowoc Lake$1.99M Shorewood Hills$1.13M Maple Bluff$967K River Hills$895K Linn$733K Summit$730K Delafield$722K Nashotah$691K

Full Minneapolis-St. Paul-Bloomington, MN-WI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Minneapolis-St. Paul-Bloomington, MN-WI metro.

View Minneapolis-St. Paul-Bloomington, MN-WI metro

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Bay City, WI