Median home value: $306K (+4.5% YoY). Part of Minneapolis-St. Paul-Bloomington, MN-WI.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Minneapolis-St. Paul-Bloomington, MN-WI metro page.
Home Value$305,747
+4.5%
AFFORDABILITY6.00% 30yr, 20% down, county tax + WI ins. 28% per HUD.
Enter your income for Bay City.
$61,149 on $305,747
Stretch — 32.6% of income
Above 28% but manageable with cuts.
PITI$2,038
P/I32.6%
Afford$263K
Gap-$43K
P&I $1,466Tax $471Ins $100
Home Buying Kit For Dummies (2025)Financing, negotiation, closing