The median home in Beloit, Wisconsin is valued at $190,980, up 7.2% year over year. Typical monthly rent is $1,118, producing a price-to-rent ratio of 14.2x — below the national average of 18x. Beloit is part of the Janesville-Beloit, WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$190,980

+7.2%

Rent$1,118/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Beloit.

Income (annual)

Down Payment

$38,196 on $190,980

Example: $75,000 household income. Change it above to see your own.

Affordable21.8% of income

Under the 28% guideline.

PITI$1,360

P/I21.8%

Afford$246K

Room+$55K

P&I $966Tax $294Ins $100

Renting $242/mo cheaper ($1,118 rent)6.50% 30yr, 20% down, county tax + WI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Wisconsin

Compare Beloit with other housing markets across Wisconsin.

Oconomowoc Lake$1.99M Shorewood Hills$1.13M Maple Bluff$967K River Hills$895K Linn$733K Summit$730K Delafield$722K Nashotah$691K

Full Janesville-Beloit, WI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Janesville-Beloit, WI metro.

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