The median home in Cottage Grove, Wisconsin is valued at $461,372, up 2.3% year over year. Cottage Grove is part of the Madison, WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$461,372

+2.3%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$92,274 on $461,372

Example: $75,000 household income. Change it above to see your own.

Out of reach50.3% of income

Need $134,743/yr to afford.

PITI$3,144

P/I50.3%

Afford$257K

Gap-$205K

P&I $2,333Tax $711Ins $100

6.50% 30yr, 20% down, county tax + WI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Wisconsin

Compare Cottage Grove with other housing markets across Wisconsin.

Oconomowoc Lake$1.99M Shorewood Hills$1.13M Maple Bluff$967K River Hills$895K Linn$733K Summit$730K Delafield$722K Nashotah$691K

Full Madison, WI analysis

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Cottage Grove, WI