The median home in Eau Claire, Wisconsin is valued at $302,533, up 2.1% year over year. Typical monthly rent is $1,145, producing a price-to-rent ratio of 22x — well above the national average of 18x. Eau Claire is part of the Eau Claire, WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$302,533

+2.1%

Rent$1,145/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Eau Claire.

Income (annual)

Down Payment

$60,507 on $302,533

Example: $75,000 household income. Change it above to see your own.

Stretch33.5% of income

Above 28% but manageable with cuts.

PITI$2,096

P/I33.5%

Afford$253K

Gap-$50K

P&I $1,530Tax $466Ins $100

Renting $951/mo cheaper ($1,145 rent)6.50% 30yr, 20% down, county tax + WI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Wisconsin

Compare Eau Claire with other housing markets across Wisconsin.

Oconomowoc Lake$1.99M Shorewood Hills$1.13M Maple Bluff$967K River Hills$895K Linn$733K Summit$730K Delafield$722K Nashotah$691K

Full Eau Claire, WI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Eau Claire, WI metro.

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