The median home in Eau Claire, Wisconsin is valued at $302,533, up 2.1% year over year. Typical monthly rent is $1,145, producing a price-to-rent ratio of 22x — well above the national average of 18x. Eau Claire is part of the Eau Claire, WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$302,533
+2.1%
Rent$1,145/mo
AFFORDABILITYRenting $951/mo cheaper ($1,145 rent)6.50% 30yr, 20% down, county tax + WI ins. 28% per HUD.
Enter your income for Eau Claire.
$60,507 on $302,533
Stretch — 33.5% of income
Above 28% but manageable with cuts.
PITI$2,096
P/I33.5%
Afford$253K
Gap-$50K
P&I $1,530Tax $466Ins $100
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Eau Claire, WI analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Eau Claire, WI metro.
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