The median home in Fitchburg, Wisconsin is valued at $490,390, up 1.7% year over year. Typical monthly rent is $1,765, producing a price-to-rent ratio of 23.2x — well above the national average of 18x. Fitchburg is part of the Madison, WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$490,390

+1.7%

Rent$1,765/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$98,078 on $490,390

Example: $75,000 household income. Change it above to see your own.

Out of reach53.4% of income

Need $142,971/yr to afford.

PITI$3,336

P/I53.4%

Afford$257K

Gap-$233K

P&I $2,480Tax $756Ins $100

Renting $1,571/mo cheaper ($1,765 rent)6.50% 30yr, 20% down, county tax + WI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Wisconsin

Compare Fitchburg with other housing markets across Wisconsin.

Oconomowoc Lake$1.99M Shorewood Hills$1.13M Maple Bluff$967K River Hills$895K Linn$733K Summit$730K Delafield$722K Nashotah$691K

Full Madison, WI analysis

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Fitchburg, WI