The median home in Germantown, Wisconsin is valued at $435,844, up 6.1% year over year. Typical monthly rent is $1,561, producing a price-to-rent ratio of 23.3x — well above the national average of 18x. Germantown is part of the Milwaukee-Waukesha, WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$435,844

+6.1%

Rent$1,561/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$87,169 on $435,844

Example: $75,000 household income. Change it above to see your own.

Out of reach47.6% of income

Need $127,543/yr to afford.

PITI$2,976

P/I47.6%

Afford$256K

Gap-$180K

P&I $2,204Tax $672Ins $100

Renting $1,415/mo cheaper ($1,561 rent)6.50% 30yr, 20% down, county tax + WI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Wisconsin

Compare Germantown with other housing markets across Wisconsin.

Oconomowoc Lake$1.99M Shorewood Hills$1.13M Maple Bluff$967K River Hills$895K Linn$733K Summit$730K Delafield$722K Nashotah$691K

Full Milwaukee-Waukesha, WI analysis

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Germantown, WI