The median home in Grafton, Wisconsin is valued at $433,023, up 4.5% year over year. Typical monthly rent is $2,050, producing a price-to-rent ratio of 17.6x — near the national average of 18x. Grafton is part of the Milwaukee-Waukesha, WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$433,023

+4.5%

Rent$2,050/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$86,605 on $433,023

Example: $75,000 household income. Change it above to see your own.

Out of reach47.3% of income

Need $126,729/yr to afford.

PITI$2,957

P/I47.3%

Afford$256K

Gap-$177K

P&I $2,190Tax $668Ins $100

Renting $907/mo cheaper ($2,050 rent)6.50% 30yr, 20% down, county tax + WI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Wisconsin

Compare Grafton with other housing markets across Wisconsin.

Oconomowoc Lake$1.99M Shorewood Hills$1.13M Maple Bluff$967K River Hills$895K Linn$733K Summit$730K Delafield$722K Nashotah$691K

Full Milwaukee-Waukesha, WI analysis

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Grafton, WI