The median home in Janesville, Wisconsin is valued at $278,550, up 6.1% year over year. Typical monthly rent is $1,214, producing a price-to-rent ratio of 19.1x — near the national average of 18x. Janesville is part of the Janesville-Beloit, WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Janesville-Beloit, WI stress score, crash risk, and 12-month forecast →

Home Value$278,550

+6.1%

Rent$1,214/mo

AFFORDABILITY

Enter your income for Janesville.

Income (annual)

Down Payment

$55,710 on $278,550

Stretch — 31% of income

Above 28% but manageable with cuts.

PITI$1,938

P/I31%

Afford$252K

Gap-$27K

P&I $1,409Tax $429Ins $100

Renting $724/mo cheaper ($1,214 rent)6.50% 30yr, 20% down, county tax + WI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Wisconsin

Compare Janesville with other housing markets across Wisconsin.

Oconomowoc Lake$1986K Shorewood Hills$1133K Maple Bluff$967K River Hills$895K Linn$733K Summit$730K Delafield$722K Nashotah$691K

Full Janesville-Beloit, WI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Janesville-Beloit, WI metro.

View Janesville-Beloit, WI metro →

JANESVILLE, WI