The median home in La Crosse, Wisconsin is valued at $267,315, up 3.2% year over year. Typical monthly rent is $1,138, producing a price-to-rent ratio of 19.6x — near the national average of 18x. La Crosse is part of the La Crosse-Onalaska, WI-MN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: La Crosse-Onalaska, WI-MN stress score, crash risk, and 12-month forecast →
Home Value$267,315
+3.2%
Rent$1,138/mo
AFFORDABILITYRenting $726/mo cheaper ($1,138 rent)6.50% 30yr, 20% down, county tax + WI ins. 28% per HUD.
Enter your income for La Crosse.
$53,463 on $267,315
Stretch — 29.8% of income
Above 28% but manageable with cuts.
PITI$1,864
P/I29.8%
Afford$251K
Gap-$16K
P&I $1,352Tax $412Ins $100
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Wisconsin
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Full La Crosse-Onalaska, WI-MN analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the La Crosse-Onalaska, WI-MN metro.
View La Crosse-Onalaska, WI-MN metro →