The median home in Madison, Wisconsin is valued at $409,461, up 2.3% year over year. Typical monthly rent is $1,613, producing a price-to-rent ratio of 21.2x — well above the national average of 18x. Madison is part of the Madison, WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Madison, WI stress score, crash risk, and 12-month forecast →
Home Value$409,461
+2.3%
Rent$1,613/mo
AFFORDABILITYRenting $1,189/mo cheaper ($1,613 rent)6.50% 30yr, 20% down, county tax + WI ins. 28% per HUD.
Enter your income for Madison.
$81,892 on $409,461
Out of reach — 44.8% of income
Need $120,086/yr to afford.
PITI$2,802
P/I44.8%
Afford$256K
Gap-$154K
P&I $2,070Tax $631Ins $100
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Madison, WI analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Madison, WI metro.
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