The median home in Monona, Wisconsin is valued at $452,291, up 2.3% year over year. Typical monthly rent is $1,825, producing a price-to-rent ratio of 20.7x — well above the national average of 18x. Monona is part of the Madison, WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$452,291

+2.3%

Rent$1,825/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$90,458 on $452,291

Example: $75,000 household income. Change it above to see your own.

Out of reach49.3% of income

Need $132,171/yr to afford.

PITI$3,084

P/I49.3%

Afford$257K

Gap-$196K

P&I $2,287Tax $697Ins $100

Renting $1,259/mo cheaper ($1,825 rent)6.50% 30yr, 20% down, county tax + WI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Wisconsin

Compare Monona with other housing markets across Wisconsin.

Oconomowoc Lake$1.99M Shorewood Hills$1.13M Maple Bluff$967K River Hills$895K Linn$733K Summit$730K Delafield$722K Nashotah$691K

Full Madison, WI analysis

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Monona, WI