The median home in Monona, Wisconsin is valued at $452,291, up 2.3% year over year. Typical monthly rent is $1,825, producing a price-to-rent ratio of 20.7x — well above the national average of 18x. Monona is part of the Madison, WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$452,291
+2.3%
Rent$1,825/mo
AFFORDABILITYRenting $1,259/mo cheaper ($1,825 rent)6.50% 30yr, 20% down, county tax + WI ins. 28% per HUD.
Enter your income for Monona.
$90,458 on $452,291
Out of reach — 49.3% of income
Need $132,171/yr to afford.
PITI$3,084
P/I49.3%
Afford$257K
Gap-$196K
P&I $2,287Tax $697Ins $100
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Wisconsin
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Full Madison, WI analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Madison, WI metro.
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