The median home in Monticello, Wisconsin is valued at $332,422, up 4.1% year over year. Monticello is part of the Madison, WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$332,422

+4.1%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$66,484 on $332,422

Example: $75,000 household income. Change it above to see your own.

Out of reach36.7% of income

Need $98,271/yr to afford.

PITI$2,293

P/I36.7%

Afford$254K

Gap-$79K

P&I $1,681Tax $512Ins $100

6.50% 30yr, 20% down, county tax + WI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Wisconsin

Compare Monticello with other housing markets across Wisconsin.

Oconomowoc Lake$1.99M Shorewood Hills$1.13M Maple Bluff$967K River Hills$895K Linn$733K Summit$730K Delafield$722K Nashotah$691K

Full Madison, WI analysis

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Monticello, WI