The median home in Oshkosh, Wisconsin is valued at $244,847, up 5.7% year over year. Typical monthly rent is $1,147, producing a price-to-rent ratio of 17.8x — near the national average of 18x. Oshkosh is part of the Oshkosh-Neenah, WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$244,847

+5.7%

Rent$1,147/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Oshkosh.

Income (annual)

Down Payment

$48,969 on $244,847

Example: $75,000 household income. Change it above to see your own.

Affordable27.5% of income

Under the 28% guideline.

PITI$1,716

P/I27.5%

Afford$250K

Room+$5K

P&I $1,238Tax $377Ins $100

Renting $569/mo cheaper ($1,147 rent)6.50% 30yr, 20% down, county tax + WI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Wisconsin

Compare Oshkosh with other housing markets across Wisconsin.

Oconomowoc Lake$1.99M Shorewood Hills$1.13M Maple Bluff$967K River Hills$895K Linn$733K Summit$730K Delafield$722K Nashotah$691K

Full Oshkosh-Neenah, WI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Oshkosh-Neenah, WI metro.

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Oshkosh, WI