The median home in Ottawa, Wisconsin is valued at $611,511, up 5.2% year over year. Ottawa is part of the Milwaukee-Waukesha, WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$611,511

+5.2%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$122,302 on $611,511

Example: $75,000 household income. Change it above to see your own.

Out of reach66.2% of income

Need $177,214/yr to afford.

PITI$4,135

P/I66.2%

Afford$259K

Gap-$353K

P&I $3,092Tax $943Ins $100

6.50% 30yr, 20% down, county tax + WI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Wisconsin

Compare Ottawa with other housing markets across Wisconsin.

Oconomowoc Lake$1.99M Shorewood Hills$1.13M Maple Bluff$967K River Hills$895K Linn$733K Summit$730K Delafield$722K Nashotah$691K

Full Milwaukee-Waukesha, WI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Milwaukee-Waukesha, WI metro.

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Ottawa, WI