Median home value: $304K (+4.2% YoY). Part of Chicago-Naperville-Elgin, IL-IN-WI.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Chicago-Naperville-Elgin, IL-IN-WI metro page.
Home Value$303,626
+4.2%
AFFORDABILITY6.00% 30yr, 20% down, county tax + WI ins. 28% per HUD.
Enter your income for Paddock Lake.
$60,725 on $303,626
Stretch — 32.4% of income
Above 28% but manageable with cuts.
PITI$2,024
P/I32.4%
Afford$263K
Gap-$41K
P&I $1,456Tax $468Ins $100
Home Buying Kit For Dummies (2025)Financing, negotiation, closing